How to Make Your Money Go Further this Festive Season
How to Make Your Money Go Further this Coming Festive Season with Rajah
With supermarkets replacing rusks with festive and colourful Choice Assorted biscuits, it’s definitely time to start thinking about Christmas.
This might stress you out a little if you haven’t saved up quite enough just yet. If this is the case, it’s worth remembering that you don’t have to turn to loan sharks or credit cards to make this Christmas a memorable one for your loved ones and friends. With a bit of strategic thinking and a well-planned budget, you’ll be able to enjoy all of your favourite festivities – think decadent sishebo recipes and tasty chicken curry – without breaking the bank.
Here are a few tips to ensure that this festive season doesn’t become a financial burden:
- It’s not too late to save. Something as simple as making your own lunches instead of buying lunch each day could save enough money to cover your gifts.
- November is a great time to start stocking up on Christmas and Back to School essentials. This will also help take the pressure off of your December and January budgets. Because, let’s face it, those are two months which can always do with a little less financial pressure!
- It’s easy to make impulsive and expensive purchases when you are doing some last minute shopping, so it pays to plan ahead. By planning what you will be giving each friend or family member ahead of your trip to the shops, you’ll avoid giving in to spending more money on extras that you can’t really afford.
- Shop with a group of friends and buy in bulk. From Christmas gifts to Christmas food, you can save a lot of money by buying in bulk and splitting the costs amongst a group of like-minded friends.
- Buying Christmas clothes is probably the biggest hassle. Kids want brands, and branded clothing is costly. Try shopping for Christmas clothes during the mid-season sales before December starts. You can also shop at clothing stores that sell branded clothes at more reasonable prices, or at stores that sell trendy clothing at affordable prices.
- Christmas is a time of family and food. But you can only eat so much! Be realistic about how much your family can eat, and only buy and prepare that much. And when you do have leftovers, wrap them up in samoosas or make them into toasted sandwiches.
- When having friends and family over for meals, don’t feel the pressure to provide for everyone. Have bring and shares so that everyone can contribute.
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